UPCOMING EVENTS

SEMINARS FOR SEPTEMBER 2017

MONROEVILLE
Tuesday, September 12, 2017
2:00PM
The Estate Planning Centers
3824 Northern Pike, Suite 801B
One Monroeville Center
Monroeville, PA 15146
Just west of Red Lobster on Rt. 22

MURRYSVLLE / DELMONT
Tuesday, September 12, 2017
7:00 PM
Holiday Inn Express
Delmont/Murrysville
6552 Route 22
Delmont, PA 15626
Behind Lamplighter Restaurant on Rt. 22

MURRYSVLLE / DELMONT
Thursday, September 14, 2017
2:00 PM
Holiday Inn Express
Delmont/Murrysville
6552 Route 22
Delmont, PA 15626
Behind Lamplighter Restaurant on Rt. 22

MONROEVILLE
Thursday, September 14, 2017
7:00 PM
The Estate Planning Centers
3824 Northern Pike, Suite 801B
One Monroeville Center
Monroeville, PA 15146
Just west of Red Lobster on Rt. 22

MONROEVILLE
Saturday, September 16, 2017
9:30 AM
The Estate Planning Centers
3824 Northern Pike, Suite 801B
One Monroeville Center
Monroeville, PA 15146
Just west of Red Lobster on Rt. 22

 
 

 
Do you want us to conduct a seminar for your group?

We would enjoy bringing your group timely estate planning information.

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Proudly serving clients throughout Allegheny, Westmoreland, Butler, Fayette, and Washington Counties; including Pittsburgh, Monroeville, Greensburg, Latrobe, Cranberry, Wexford, Sewickley and YOUR community.

Holiday Vacation, Holiday Travel…Holiday Estate Planning Needs?

 
With all the comings and goings that this season brings to families, it is a good time to consider some very basic planning needs that we all need to have in place, including our adult children. Between the weather, the crowded roads, and even alcohol usage patterns, December and January are two of the months with the greatest number of automobile accidents. I always encourage people to hope for the best but plan for the rest, so while we want everyone to have a happy and healthy holiday season, let’s consider the most basic planning to protect families in a crisis. Remember, as our children and grandchildren go off to college or wherever life takes them, when they turn 18 year old the parent is no longer the legal guardian of the child, and has no authority over, or access to, information about their child unless we take some steps in advance.
 
First, every adult needs to have a Durable Power of Attorney.  If a person is incapacitated from an injury, their financial life can be frozen. Checks can’t be cashed, accounts can’t be accessed, assets can’t be sold, contracts can’t be executed, and so on. Often, to avoid overpowering the Power of Attorney document, we draft it in a way that an Agent who the client picks can manage affairs when the client  needs them (for example, if incapacitated by injury), but they don’t have power until that time. Separately, a Medical Power of Attorney is used to make it clear how the line of command works if someone is unable to make medical decisions for themselves. Imagine being a doctor faced with conflicting directions from parents, siblings, a spouse and children about whether to perform surgery on your family member after an accident. Who is in command?  A Medical Power of Attorney lets all of us make it clear who is to make decisions in a crisis if we can’t make decisions for ourselves.  Finally, a HIPAA authorization should be in place. HIPAA (The Health Insurance Portability and Accountability Act of 1996) is federal law which prevents health care providers from disclosing information about our condition and care to other people.  That is all well and good, until your family member is injured and the doctor can’t discuss their condition, and the nurse’s station can’t give information over the phone regarding how a loved one is doing. Our HIPAA authorization is designed to let a person specify in advance the people to whom the health care providers have permission to disclose their condition. 
 
I encourage families to have open discussions about what crisis planning is in place for each of the adults.  If you want to talk, please don’t hesitate to call or email us to make a complimentary appointment.
 
Have a wonderful and blessed holiday season,
 
Mark